We raised $10M from Insight Partners

Revolutionising securitisation with AI faster, smarter, leaner 

What is at stake

Tranchify unlocks the full potential of securitisation and ABF. We cut through complexity, cost and resources so institutions can focus on what matters most: closing more deals, with greater speed, high quality, and confidence.

Main industry pain points

By lowering barriers to entry, we open direct access to the securitisation markets for non-bank lenders, fintechs, and direct lenders — providing them with an industry-grade solution once reserved for the largest players.

Despite a £15 trillion market size and a growing market

Ready to execute your next deal smarter?

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THE TRANCHIFY PLATFORM

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Draft smarter with AI

Tranchify combines a proprietary decisioning framework with a state-of-the-art AI engine to assemble tailored, legally robust documentation based on our partnership with renowned law firms. Each document reflects the client’s structure, preferences, and jurisdiction.The process materially streamlines drafting while ensuring legal counsel remains involved to focus on the high-value aspects that truly matter and validate the final result.

AI-Powered Legal Drafting
Real precedents backing legal model
Dynamic questionnaire
Auto-assembly of termsheet
Auto-assembly of 500+ page legal docs
AI-assisted redlines & alternative clauses
Persistent legal memory (My Playbook)
Document quality checks (DocSentinel)

Collaborate seamlessly

The platform provides a single, auditable workspace where originators, arrangers, investors, advisors, servicers, service providers and their legal counsels can negotiate and execute transactions in real time. Smart integrations and AI-assisted tools enable faster reviews, transparent versioning, and compliance-ready outputs — transforming execution from fragmented exchanges into a seamless digital process.

Collaborative Workflows
Single, auditable transaction workspace
Multi-party access
Inline review & commenting tools
Real-time notifications and task tracking
Secure data room for all deal docs
Role-based permissions (drafter vs reviewer)

A trusted execution network

Tranchify connects all required service providers into one environment, eliminating manual onboarding and duplicated effort.

The platform integrates:

  • Corporate Service Providers 
  • Trustees 
  • Account Banks and Cash Managers 
  • Facility and Security Trustees 
  • Registrars, Reporting Agents, Listing Agents, and Settlement Agent

This trusted network ensures every party required for a securitisation is coordinated efficiently, reducing cost and time while increasing certainty of execution.

Integrated Network
Standalone and multi-compartment SPVs
Onboarding of all service providers
Pre-negotiated service provider terms
Account bank opening
ISIN setup
Listing

Draft smarter with AI

Tranchify combines a proprietary decisioning framework with a state-of-the-art AI engine to assemble tailored, legally robust documentation based on our partnership with renowned law firms. Each document reflects the client’s structure, preferences, and jurisdiction.The process materially streamlines drafting while ensuring legal counsel remains involved to focus on the high-value aspects that truly matter and validate the final result.

AI-Powered Legal Drafting
Real precedents backing legal model
Dynamic questionnaire
Auto-assembly of termsheet
Auto-assembly of 500+ page legal docs
AI-assisted redlines & alternative clauses
Persistent legal memory (My Playbook)
Document quality checks (DocSentinel)

Collaborate seamlessly

The platform provides a single, auditable workspace where originators, arrangers, investors, advisors, servicers, service providers and their legal counsels can negotiate and execute transactions in real time. Smart integrations and AI-assisted tools enable faster reviews, transparent versioning, and compliance-ready outputs — transforming execution from fragmented exchanges into a seamless digital process.

Collaborative Workflows
Single, auditable transaction workspace
Multi-party access
Inline review & commenting tools
Real-time notifications and task tracking
Secure data room for all deal docs
Role-based permissions (drafter vs reviewer)

A trusted execution network

Tranchify connects all required service providers into one environment, eliminating manual onboarding and duplicated effort.

The platform integrates:

  • Corporate Service Providers 
  • Trustees 
  • Account Banks and Cash Managers 
  • Facility and Security Trustees 
  • Registrars, Reporting Agents, Listing Agents, and Settlement Agent

This trusted network ensures every party required for a securitisation is coordinated efficiently, reducing cost and time while increasing certainty of execution.

Integrated Network
Standalone and multi-compartment SPVs
Onboarding of all service providers
Pre-negotiated service provider terms
Account bank opening
ISIN setup
Listing

THE TRANCHIFY EFFECT

Lightning-fast drafting and negotiation. Lower execution risk. Our clients can make smarter use of their team’s time and resources — closing three trades in the time it used to take to complete one.

The Status Quo: 3-6 Months

The Tranchify effect: 4-6 weeks

THE PRODUCT

Legal Document

LEGAL DOCUMENT DRAFTING

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AI-Enhanced

AI-ENHANCED REVIEW WORKFLOWS

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Network Service

THIRD-PARTY SERVICE NETWORK

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WHY USE TRANCHIFY NOW

Lightning-fast drafting and negotiation. Lower execution risk. Our clients can make smarter use of their team’s time and resources — closing three trades in the time it used to take to complete one.

Banking sector under growing compliance pressure

AI Revolution

value proposition endorsed by regulators

Rapid growth of private credit & fintech

FREQUENTLY ASKED QUESTIONS

What does Tranchify do?

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What are the industry pain points Tranchify tries to solve?

Securitisation is a powerful financial tool used by banks and non-bank lenders to refinance pools of loans — such as mortgages, SME credit, and consumer loans — by converting them into tradable securities. Despite its strategic role in credit markets, securitisation remains expensive, slow, and highly manual — particularly in its legal and operational execution.

Each transaction typically involves dozens of documents, multiple rounds of bespoke drafting and negotiation, and coordination across 8–12 stakeholders (originators, legal counsel, arrangers, trustees, SPVs, and rating agencies). This complexity makes the product economically unviable for many smaller portfolios and alternative lenders, even when investor demand exists.

The transaction execution process — including documentation, clause negotiation, and third-party onboarding — has seen little innovation in the past 20 years. As a result, securitisation remains largely inaccessible to the institutions that need it most to fund SMEs and households across Europe.

What is the value proposal of Tranchify compared to other solutions?

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How does Tranchify manage documentation creation?

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What is the primary market & asset coverage for Tranchify?

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Who are the typical users of Tranchify?

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Is Tranchify a regulated platform?

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